Capital, debt and regulation

Information about Jyske Bank’s capital and debt situation, credit rating and regulation.

Standard & Poor's ratings

Jyske Bank issuer rating profile Rating Outlook
Stand Alone Credit Profile (SACP) A- Stable
Short term unsecured rating (senior preferred) A-1 Stable
Long-term unsecured rating (preferred senior) A Stable
Long term senior non preferred (NPS) BBB+ Stable
Tier 2 BBB Stable
Additional Tier 1 (AT1) BB+ Stable
Jyske Realkredit  ratings of mortgage bonds Rating
CRD-compliant covered bonds from Capital Center E AAA
UCITS-compliant mortgage bonds from Capital Center B and the General Capital Center AAA

Debt and capital instruments

Information about Jyske Bank’s funding programmes, issue activities, outstanding senior bonds and capital instruments (Tier 2 and AT1).

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Capital position

Date Share face value Buyback/Issue Shares in total Nom. share capital
1998 100 DKK   9,000,000 900.0 DKKm
13 Oct 1999 20 DKK Split 45,000,000 900.0 DKKm
17 Dec 1999 20 DKK -3,750,000 41,250,000 825.0 DKKm
02 Oct 2000 20 DKK -3,750,000 37,500,000 750.0 DKKm
21 Aug 2001 20 DKK -1,125,000 36,375,000 727.5 DKKm
20 Feb 2002 20 DKK -800,000 35,575,000 711.5 DKKm
14 Mar 2002 20 DKK 3,525,000 39,100,000 782.0 DKKm
3 May 2002 20 DKK 241,038 39,341,038 786.8 DKKm
22 Oct 2002 20 DKK -1,841,038 37,500,000 750.0 DKKm
26 Aug 2003 20 DKK -1,500,000 36,000,000 720.0 DKKm
12 Jul 2004 20 DKK -2,000,000 34,000,000 680.0 DKKm
13 Oct 2004 10 DKK Split 68,000,000 680.0 DKKm
26 Jan 2005 10 DKK -4,000,000 64,000,000 640.0 DKKm
31 Mar 2005 10 DKK -900,000 63,100,000 631.0 DKKm
30 Mar 2006 10 DKK -1,100,000 62,000,000 620.0 DKKm
28 Aug 2007 10 DKK -6,000,000 56,000,000 560.0 DKKm
1 Sep 2008 10 DKK -2,000,000 54,000,000 540.0 DKKm
7 Dec 2009 10 DKK 10,800,000 64,800,000 648.0 DKKm
6 Mar 2012 10 DKK 6,479,999 71,279,999 712.8 DKKm
5 May 2014 10 DKK 23,760,000 95,039,999 950.0 DKKm
5 Sep 2017 10 DKK -5,880,955 89,159,044 891.6 DKKm
2 Oct 2018 10 DKK -4,214,000 84,945,044 849.5 DKKm
25 Jun 2019 10 DKK -3.350.500 81.594.544 815,9 DKKm
27 Nov 2019 10 DKK -4.040.786 77.553.758 775,5 DKKm
8 Sep 2020 10 DKK -4,992,980 72,560,778 725.6 DKKm

Risk and capital management

Jyske Bank devotes considerable resources to the development of procedures and tools for risk and capital management. In November 2007, Jyske Bank was approved as an advanced bank according to the new capital adequacy rules with effect as from January 2008.

Risk and Capital Management
18 Aug 2020 Disclosure Jyske Bank Group Q2 2020
Jyske Bank Group Capital requirement Second quarter of 2020
05 May 2020 Disclosure Jyske Bank Group Q1 2020
Jyske Bank Group Capital requirement First quarter of 2020
25 Feb 2020 Risk and Capital Management 2019
Disclosure Jyske Bank Group 2019
Letter of support S.182 of the Danish Financial Business Act - Management's Review 2018
30 Oct 2019 Disclosure Jyske Bank 2019 Q3
Jyske Bank Group Capital requirement Third quarter of 2019
20 Aug 2019 Disclosure Jyske Bank Group Q2 2019
Jyske Bank Group Capital requirement Second quarter of 2019
8 May 2019 Disclosure Jyske Bank Group Q1 2019
Jyske Bank Group Capital requirement First quarter of 2019
26 Feb 2019 Risk and Capital Management 2018
Disclosure Jyske Bank Group 2018
Letter of support S.182 of the Danish Financial Business Act - Management's Review 2018
30 Oct 2018 Disclosure Jyske Bank Group 2018 Q3 [PDF]
21 Aug 2018 Disclosure Jyske Bank Group 2018 Q2 [PDF]
Jyske Bank Group Capital Requirement second quarter of 2018 [PDF]
9 May 2018 Jyske Bank Group Capital requirement First quarter of 2018 [PDF]
Disclosure Jyske Bank Group Q1 2018
20 Feb 2018 Risk and Capital Management [PDF]
Disclosure Jyske Bank Group 2017 [PDF]
Letter of support S.182 of the Danish Financial Business Act - Management's Review 2017
25 Oct 2017 Jyske Bank Group Capital Requirement third quarter of 2017 [PDF]
22 August 2017 Statement of Individual Solvency Requirement 2Q 2017 [PDF]
2 May 2017 Statement of Individual Solvency Requirement 1Q 2017 [PDF]
21 Feb 2017 Risk and Capital Management 2016 [PDF]
Disclosure Jyske Bank Group 2016 [PDF]
Letter of support S.182 of the Danish Financial Business Act - Management's Review 2016
27 Oct 2016 Statement of individual solvency requirement 3Q 2016 [PDF]
18 Aug 2016 Statement of individual solvency requirement 2Q 2016 [PDF]
28 Apr 2016 Statement of individual solvency reguirement 1Q 2016 [PDF]
23 Feb 2016 Risk and Capital Management 2015 [PDF]
Disclosure Jyske Bank Group 2015 [xls]
29 Oct 2015 Statement of individual solvency requirement 3Q 2015 [PDF]
18 Aug 2015 Statement of individual solvency requirement 2Q 2015 [PDF]
Disclosure Jyske Bank Group Q2 2015 [xls]
29 Apr 2015 Statement of individual solvency requirement 1Q 2015 [PDF].
24 Feb 2015 Risk and Capital Management 2014 [PDF]
Disclosure Jyske Bank Group 2014 [xls]
24 Feb 2014 Risk and Capital Management 2013 [PDF]
26 Feb 2013 Risk and Capital Management 2012 [PDF]
21 Feb 2012 Risk and Capital Management 2011 [PDF]
22 Feb 2011 Risk and Capital Management 2010 [PDF]
23 Feb 2010 Risk and Capital Management 2009 [PDF]
17 Feb 2009 Risk and Capital Management 2008 [PDF]
21 Aug 2008 Risk and Capital Management 2007 [PDF]

Reports from the Danish Financial Supervisory Authority (the FSA)

The Danish Financial Supervisory Authority undertakes regular inspections of Danish banks to assess their financial well-being; the following reports have been published by the Danish Financial Supervisory Authority following inspections of Jyske Bank:

Date Report
22.09.2020 Report on anti-money laundering inspection (transaction monitoring) at Jyske Bank A/S
13.07.2020

Report on inspection of several institutions focusing on the bank's market risk management functions


26.06.2020

Report on inspection of the granting of loans to rental property and property projects


29.05.2020 Report on inspection of capital bases at Jyske Bank A/S and the Jyske Bank Group
13.02.2020 Report on enforcement order to Jyske Banks A/S concerning the annual report for 2018
11.12.2019 Report on the market surveillance function of Jyske Bank A/S
11.01.2019 Report on liquidity inspection of Jyske Bank A/S
13.12.2018 Report on inspection of Jyske Bank A/S (weak corporate clients)
22.11.2018 Report on inspection of Jyske Bank A/S (loans for acquisition of companies)
09.11.2018 Report on inspection of Jyske Bank A/S (money laundering)
25.09.2018 Report on thematic inspection of liquidity stress tests at Jyske Bank A/S [PDF]
04.09.2018 Report on inspection of Jyske Bank A/S (loans for purchase of owner-occupied homes in growth areas) [PDF]
05.07.2018 Report on inspection of Jyske Bank A/S (joint funding) [PDF]
12.10.2017 Report on inspection of Jyske Bank (independent controls in the credit area) [PDF]
12.09.2017 Report on thematic inspection at Jyske Bank A/S (granting of loans to corporate clients) [PDF]
06.07.2017 Report on thematic inspection of market risk at Jyske Bank A/S (settlement of derivatives) [PDF]
06.07.2017 Report on IT inspection at Jyske Bank A/S [PDF]
29.03.2017 Report on thematic inspection at Jyske Bank A/S (loans for agricultural clients) [PDF]
03.10.2016 Report on thematic inspection at Jyske Bank (new loans in growth areas) [PDF]
13.07.2016 Report on thematic inspection of market risk at Jyske Bank A/S [PDF]
09.05.2016 Report on inspection of operational risks at Jyske Bank A/S [PDF]
22.12.2015 Report on thematic inspection of market risk at Jyske Bank A/S [PDF]
14.12.2015 Report on inspection of product development at Jyske Bank A/S [PDF]
20.08.2015 Report on inspection of best execution at Jyske Bank A/S [PDF]
18.08.2015 Administrative fine notice [PDF]
08.07.2015 Report on inspection of Jyske Bank A/S (risk management function, compliance function and internal audit) [PDF]
01.07.2015 Report on inspection of activities at Jyske Bank A/S (setting of reference rates)[PDF]
30.06.2015 Report on the inspection at Jyske Bank A/S - new loans for personal clients [PDF]
04.03.2015 Report on review of new loans, etc. at Jyske Bank A/S [PDF]
16.02.2015 Report on inspection of Jyske Bank A/S (liquidity area) [PDF]
09.02.2015 Report on thematic inspection of market risk at Jyske Bank A/S [PDF]
08.01.2015 Report on inspection at Jyske Bank A/S (CIBOR- and CITA-setting) [PDF]